ViewAVAILABLE RATING PLANS
From guaranteed cost plans and deductible programs to self-insured and retro arrangements, we make it easy to transfer as much or as little risk as you want (or can afford). Just consider which of these rating plans may be right for your organization:
- Guaranteed cost plans...pay covered claims for a set price.
- Deductible plans...pay claims and then bill you for the deductible amount.
- Self-insured retention plans...transfer the responsibility of paying claims to you— up to a certain limit.
- Retrospective plans...set your premium based on your organization's actual loss experience during the policy term...which may be lower, or higher, than you expected.
- Captive insurance...lets you assume greater control over your business insurance costs.
Contact us
Let us know how we can be of further assistance to provide more information about The Hartford's products and services for large organizations.
Analyze Your Options
Use this tool to figure out what rating plans may be right for your company.
The suggestions and information contained herein are provided for informational purposes only and are not intended to be all-inclusive. Please refer to the issued policy for specific details regarding coverages, conditions and exclusions. In the event of a conflict between the terms contained herein and the policy, the policy terms and conditions will prevail.