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• Finance Your Risk
• Quick View
• Guaranteed Cost Plans
• Deductible Plans
• Self-Insured Retention Plans
• Retrospective Plans
• Captive Insurance
• Option Analyzer

From guaranteed cost plans and deductible programs to self-insured and retro arrangements, we make it easy to transfer as much or as little risk as you want (or can afford). Just consider which of these rating plans may be right for your organization:

• Guaranteed cost plans...pay covered claims for a set price.

• Deductible plans...pay claims and then bill you for the deductible amount.

• Self-insured retention plans...transfer the responsibility of paying claims to you— up to a certain limit.

• Retrospective plans...set your premium based on your organization's actual loss experience during the policy term...which may be lower, or higher, than you expected.

• Captive insurance...lets you assume greater control over your business insurance costs.

Find an Agent

Discuss how to tailor our offerings to your specific business with a local insurance professional.

Analyze Your Options

Use this tool to figure out what rating plans may be right for your company.